Simple AI research pricing
Start free and scale when ready. Starter includes 20 research credits per month. Pro and higher include flexible research credits for standard reports, deeper Deep Debate research, and premium model boosts.
Save about 20% with annual billing. Usage resets monthly.
- Reports / month1
- Report typeBasic Report
- AI analysts2 — Market + News
- News overview
- Risk summary
- Report historyLimited
- SupportCommunity
- Research Credits / month20
- Report typeStandard Report
- Default AI routingOpenAI, Claude, Gemini, DeepSeek
- Analysis modes6 modes
- Analysts included10 — 6 analysts + debate team
- Sector & Catalyst analysis
- Bull/bear debate1 round included
- Risk summary
- Final research thesis
- Kanban research board
- Audio narrations10 / month
- Report history
- SupportEmail
No multi-round debate, Deep Debate reports, premium model boosts, or custom model selection.
- Research credits / month50
- Everything in Starter
- Deep Debate Reports
- Model optionsOpenAI, Claude, Grok, Gemini, DeepSeek
- Analysis modesAll 7 modes
- AnalystsUp to 16 (Deep Debate)
- Bull/bear debate roundsUp to 3 configurable rounds
- AI Conviction Score
- Thesis stress test
- Deep Debate reports10 / month
- Premium model boosts5 / month
- Audio narrations50 / month
- AI model preferencesWithin plan limits
- AI Research Pipeline
- Custom Research Pipelines
- Priority processing
- SupportPriority email
Standard Reports use 2 credits. Deep Debate and premium model boosts use more credits.
- Research credits / month75
- Everything in Pro
- Analysts (Deep Debate)Up to 25 analysts
- Earnings & Valuation analysts
- Capital Allocation & Quality Moat
- Deep Debate reports25 / month
- Premium model boosts25 / month
- Premium OpenAI model accessWithin plan limits
- Claude Opus accessWithin plan limits
- Expanded premium model routing
- Audio narrations75 / month
- Concurrent runs6
- Higher monthly AI research capacity
- SupportPriority email
Use credits for many standard reports, fewer deep reports, or premium AI analysis when it matters most.
Team
For investment clubs, research teams, and small funds
- Research credits / month200 shared
- Everything in Pro Plus
- Deep Debate reports50 / month
- Premium model boosts50 / month, admin-controlled
- Audio narrations100 / month
- Additional seats available
- Team workspace
- Shared watchlists & boards
- Shared report history
- Multi-user access
- Admin-controlled model access
- Admin dashboard
- Team usage tracking
- Exportable research archive
- SupportPriority, 24h SLA
Team credits are shared across the workspace. Admins control premium model access and usage.
Need Enterprise?
Custom pricing · Contracted volume · Private models · BYOK · Dedicated support
No credit card required · Prices in USD · Research is informational only, not financial advice
Valarn is not a registered investment adviser, broker-dealer, or financial planner.
How Research Credits Work
Research credits let you choose how deep you want Valarn to go. Free uses a single monthly report. Starter, Pro, Pro Plus, and Team use research credits for flexible depth control.
| Research Type | Typical Credit Use |
|---|---|
| Quick Scan | 0.25 credit |
| Standard Report | 2 credits |
| Deep Debate Report | Starts at 3 credits |
| Premium Model Boost | Uses additional credits depending on depth |
Most users run Standard Reports (2 credits) for everyday research and reserve Deep Debate or premium model boosts for higher-conviction decisions.
Research report types
Your plan tier determines which report types are available. Pro and higher use research credits — deeper reports and premium model boosts use more credits.
Basic Report
Quick AI snapshot with 2 analysts: Market + News. Fast overview of technicals, recent headlines, and a brief risk summary.
~1 minute
Standard Report
Up to 10 agents — 6 specialist analysts + full debate team. 1-round bull vs. bear debate, Risk Committee review, and final research thesis. Included on Starter+.
~2–4 minutes
Standard routing · 3–4 credits on Premium
Deep Debate Report
Up to 16 analysts (Pro) or 25 analysts (Pro Plus) — specialist agents + full debate team. 3-round bull vs. bear AI debate, Risk Committee deliberation, AI Conviction Score, Thesis Stress Test. Pro Plus adds Earnings, Valuation, Red Flag, Capital Allocation, Quality Moat, and more.
~3–5 minutes
Premium model boosts may use additional credits.
Need more research capacity?
Upgrade your plan at any time — changes apply immediately with prorated billing.
View all plansBilling rules
How reports, credits, renewals, and upgrades work
- 1Monthly plans renew every month. Annual plans are billed once per year.
- 2Annual billing includes an approximate 20% discount.
- 3Reports, research credits, Deep Debate limits, premium boosts, and audio narrations reset monthly.
- 4Annual users do not receive all annual usage upfront; usage still resets monthly.
- 5Reports and research credits do not roll over.
- 6Upgrades apply immediately with prorated billing.
- 7Downgrades apply at the next billing cycle.
- 8Unused monthly usage is lost when a billing cycle ends.
Frequently asked questions
What is an AI Research Report?
An AI Research Report is a Valarn-generated research run on a stock. Free gets 1 Basic Report per month. Starter and higher use research credits — Standard Reports use 2 credits, Deep Debate starts at 3, and premium model boosts use additional credits.
How many AI analysts are included?
It depends on your plan and report type. Basic Reports use 2 analysts (Market + News). Standard Reports use up to 10 agents — 6 specialists (Market, Fundamentals, News, Sentiment, Sector, Catalyst) plus the 4-agent debate team (Bull Case, Bear Case, Risk Manager, Stock Reviewer). Deep Debate Reports scale from 16 analysts on Pro to up to 25 on Pro Plus. Pro adds Insider Activity, Short Interest, Macro, Analyst Consensus, Event Timeline, and Thesis Stress Testing on top of the Starter base. Pro Plus further adds Earnings, Valuation, SEC Filings, Peer Comparison, Options Flow, Sector Rotation, Red Flag, Capital Allocation, and Quality Moat.
Do reports or credits roll over?
No. Monthly reports, research credits, Deep Debate limits, premium boosts, and audio narrations reset each billing cycle and do not roll over.
Are AI model costs included?
Yes. AI provider costs are included in your Valarn subscription within your plan limits. You do not need your own API keys unless you are on an Enterprise plan using BYOK or private model options.
Can I cancel anytime?
Yes. You can cancel from your account settings at any time. You keep access until the end of your current billing period. No cancellation fees.
Is this financial advice?
No. Valarn provides AI-generated research for informational and educational purposes only. Valarn is not a registered investment adviser, broker-dealer, or financial planner. Reports should not be treated as personalized investment advice or a recommendation to buy, sell, or hold any security. Always do your own due diligence.
Which AI providers are available?
Available providers depend on your plan. Starter uses default AI routing with providers such as OpenAI, Claude, Gemini, and DeepSeek. Pro adds model preferences and additional options such as Grok. Pro Plus adds premium model access within plan limits, including premium OpenAI models and Claude Opus. Team adds admin-controlled model access. Enterprise supports contracted provider access, BYOK options, and local/private model support such as Ollama deployments.
Still have questions?
We're happy to walk you through the right plan for your needs.