股息收入计算器
计算一笔本金在给定股息率下产生的收入 — 或者从您想要的收入出发，反推所需本金。股息率不受保证，派息也可能被削减。
- 年度收入
- $4,000.00
- 季度
- $1,000.00
- 月付
- $333.33
为税前金额，未扣除税款或预扣税；具体取决于您所在法域和账户类型。
计算方式
annual income = invested x yield% | capital needed = target income / yield%
- yield%
- annual dividend divided by the current share price
- target income
- the yearly income you want the holding to produce
算例
At a 4% yield, $100,000 invested pays about $4,000 a year, or $333 a month. Running it the other way, a $40,000 annual income at that same yield needs $1,000,000 invested.
常见问题
- How much do I need invested to live off dividends?
- Divide your target annual income by the yield. At a 4% yield, $40,000 a year needs $1,000,000 invested. Higher yields need less capital but often carry more risk, and dividends can be cut at any time.
- Is dividend yield guaranteed?
- No. Yield is the trailing or declared dividend divided by the current price. Companies can reduce or stop dividends, and a yield that looks unusually high is often the result of a falling share price.
- Are dividends taxed?
- Usually yes, and the treatment depends on your jurisdiction, your account type and whether the dividend is qualified. This calculator shows gross income before any tax or withholding.
其他免费工具
本工具仅对您输入的数字进行计算。它仅供信息和教育用途，不构成投资、税务或财务建议，也不是买入、卖出或持有任何证券的推荐。测算是假设，而非预测。请务必自行尽职调查。