Simple, credit-based pricing

Start free. Scale when ready.

Every plan includes full AI research reports. Credits let you control how much analysis you run each month.

Free

$0/mo

Good for trying Valarn

1 company credit / month
Get Started Free
  • Credits / month1
  • Report typeBasic AI research
  • AI analystsBasic summary
  • Fundamentals overview
  • News overview
  • Risk summary
  • Watchlist1 list, 1 symbol
  • Report historyLimited
  • PDF export
  • Credit rollover
  • SupportCommunity

Starter

$19/mo

For individual retail traders

25 company credits / month
Start Free Trial
  • Credits / month25
  • Report typeStandard AI research
  • LLM providersGrok & Anthropic
  • Analysts includedFundamentals, News, Sentiment, Technical
  • Bull-case summary
  • Bear-case summary
  • Risk summary
  • Final thesis
  • Watchlist builder
  • Saved report history
  • Credit rollover
  • SupportEmail
Most Popular

Pro

$49/mo

For active traders & researchers

100 company credits / month
Start Free Trial
  • Credits / month100
  • Everything in Starter
  • Report typeDeep research reports
  • Bull/bear debateFull multi-round
  • Advanced risk review
  • Stronger model routing
  • Technical analysisMore detailed
  • Sentiment analysisMore detailed
  • PDF report exports
  • Priority processing
  • WatchlistsExpanded
  • Report historyExtended
  • Early access to new AI analysts
  • Credit rollover

Team

$149/mo

For investment clubs & small funds

400 shared credits / month
Contact Sales
  • Credits / month400 shared
  • Everything in Pro
  • Team workspace
  • Shared watchlists
  • Shared report history
  • Multi-user access
  • Admin dashboard
  • Team usage tracking
  • Exportable research archive
  • Branded PDF reportsOptional
  • Credit rollover
  • SupportPriority, 24h SLA
Custom

Enterprise

Custom

Starting at $299 / month

Custom credit pool
Contact Us
  • Credits / monthCustom pool
  • Everything in Team
  • Private workspace
  • Advanced reporting controls
  • Compliance-friendly archive
  • Custom data-source options
  • Custom AI model routing
  • Org-level user management
  • Dedicated onboarding
  • Optional private deployment
  • Custom billing terms
  • SupportPriority + dedicated

14-day free trial on Starter & Pro · No credit card required · Prices in USD · Not financial advice

How credits work

A company credit is used when Valarn runs AI research on one stock. Different report depths consume different numbers of credits.

Quick Report

Basic company overview, news summary, basic fundamentals, basic risk summary, short final thesis

1 credit

Standard Report

All 4 analysts (Fundamentals, News, Sentiment, Technical), bull-case & bear-case summaries, risk summary, final research thesis

5 credits

Deep Research Report

Full multi-agent workflow, all analysts, bull/bear researchers, risk manager, final thesis, confidence rating, key catalysts & risks, thesis-breaking events, saved full report

8 credits
Premium

Premium Deep Debate

Everything in Deep Research plus multiple analyst debate rounds, stronger model usage, detailed synthesis, detailed risk review, PDF-ready output, source-backed research summary

12 credits

Credit add-on packs

Need more credits mid-month? Top up instantly without changing your plan. Add-on credits are used after your monthly credits and expire after 12 months.

Small Pack

$10

15 credits

Medium Pack

$25

45 credits

Large Pack

$50

100 credits

Power Pack

$100

225 credits

Add-on credits expire 12 months after purchase. Add-on credits are consumed after your monthly plan credits.

Billing rules

How credits, renewals, and upgrades work

  • 1
    Monthly plans renew every month. Annual plans are billed once per year.
  • 2
    Annual billing includes an approximate 20% discount.
  • 3
    Monthly plan credits reset on each billing cycle. Included credits do not roll over.
  • 4
    Add-on credits are used after monthly plan credits are exhausted.
  • 5
    Add-on credits expire after 12 months from purchase.
  • 6
    Upgrades apply immediately with prorated billing.
  • 7
    Downgrades apply at the next billing cycle.
  • 8
    Unused monthly credits are lost when a billing cycle ends.

Frequently asked questions

What is a company credit?

A company credit is used when Valarn runs AI research on one stock. Quick reports use 1 credit, standard reports use 5 credits, deep research reports use 8 credits, and premium deep debate reports use 12 credits. Credits let you control how much AI analysis you run each month.

Do unused credits roll over?

No. Included monthly plan credits reset on your billing date and do not roll over. Add-on credit packs are used after your monthly credits and expire 12 months from purchase.

What are credit add-on packs?

Add-on packs let you top up your credit balance at any time without upgrading your plan. Small ($10 / 15 credits), Medium ($25 / 45 credits), Large ($50 / 100 credits), Power ($100 / 225 credits). Add-on credits expire 12 months after purchase.

Are AI model costs included in my plan?

Yes. AI model costs are included in your Valarn subscription — you do not need to provide your own API keys. Valarn handles all LLM provider access on your behalf. Credits control how much analysis you run each month, not token spend.

Can I cancel anytime?

Yes. Cancel from your account settings at any time. You keep access until the end of your current billing period. No cancellation fees.

Is this financial advice?

No. Valarn provides AI-generated research for informational and educational purposes only. Valarn is not a registered investment adviser, broker-dealer, or financial planner. Reports should not be treated as personalized investment advice or a recommendation to buy, sell, or hold any security. Always do your own due diligence.

Which AI models power Valarn?

Valarn routes analysis through best-in-class models including OpenAI GPT-4o, Anthropic Claude, Google Gemini, DeepSeek, and Grok/xAI. Pro and Enterprise plans support custom model routing. All model access is managed by Valarn — no API keys required from you.

Still have questions?

We're happy to walk you through the right plan for your needs.