Every plan includes full AI research reports. Credits let you control how much analysis you run each month.
14-day free trial on Starter & Pro · No credit card required · Prices in USD · Not financial advice
A company credit is used when Valarn runs AI research on one stock. Different report depths consume different numbers of credits.
Quick Report
Basic company overview, news summary, basic fundamentals, basic risk summary, short final thesis
Standard Report
All 4 analysts (Fundamentals, News, Sentiment, Technical), bull-case & bear-case summaries, risk summary, final research thesis
Deep Research Report
Full multi-agent workflow, all analysts, bull/bear researchers, risk manager, final thesis, confidence rating, key catalysts & risks, thesis-breaking events, saved full report
Premium Deep Debate
Everything in Deep Research plus multiple analyst debate rounds, stronger model usage, detailed synthesis, detailed risk review, PDF-ready output, source-backed research summary
Need more credits mid-month? Top up instantly without changing your plan. Add-on credits are used after your monthly credits and expire after 12 months.
Small Pack
$10
Medium Pack
$25
Large Pack
$50
Power Pack
$100
Add-on credits expire 12 months after purchase. Add-on credits are consumed after your monthly plan credits.
How credits, renewals, and upgrades work
What is a company credit?
A company credit is used when Valarn runs AI research on one stock. Quick reports use 1 credit, standard reports use 5 credits, deep research reports use 8 credits, and premium deep debate reports use 12 credits. Credits let you control how much AI analysis you run each month.
Do unused credits roll over?
No. Included monthly plan credits reset on your billing date and do not roll over. Add-on credit packs are used after your monthly credits and expire 12 months from purchase.
What are credit add-on packs?
Add-on packs let you top up your credit balance at any time without upgrading your plan. Small ($10 / 15 credits), Medium ($25 / 45 credits), Large ($50 / 100 credits), Power ($100 / 225 credits). Add-on credits expire 12 months after purchase.
Are AI model costs included in my plan?
Yes. AI model costs are included in your Valarn subscription — you do not need to provide your own API keys. Valarn handles all LLM provider access on your behalf. Credits control how much analysis you run each month, not token spend.
Can I cancel anytime?
Yes. Cancel from your account settings at any time. You keep access until the end of your current billing period. No cancellation fees.
Is this financial advice?
No. Valarn provides AI-generated research for informational and educational purposes only. Valarn is not a registered investment adviser, broker-dealer, or financial planner. Reports should not be treated as personalized investment advice or a recommendation to buy, sell, or hold any security. Always do your own due diligence.
Which AI models power Valarn?
Valarn routes analysis through best-in-class models including OpenAI GPT-4o, Anthropic Claude, Google Gemini, DeepSeek, and Grok/xAI. Pro and Enterprise plans support custom model routing. All model access is managed by Valarn — no API keys required from you.
We're happy to walk you through the right plan for your needs.